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Jewelry Insurance for Fine Jewelry and Watches

Protect jewelry from loss, theft, damage, and mysterious disappearance

Jewelry Insurance backed by 110 years of expertise.

The Collaboration

Jewelry Insurance from Trusted Industry Experts

ItsHot collaborates with Jewelers Mutual to offer dedicated personal jewelry insurance solutions for luxury watches, fine jewelry, and engagement rings. Insuring your ItsHot jewelry is quick and easy, and leaves you with a feeling of emotional and financial security. Designed specifically for jewelry protection—not bundled policies—so you get coverage tailored to your pieces.

Core Coverages

Why insure your jewelry with Jewelers Mutual

01

Worldwide coverage

Your jewelry is covered globally while traveling.

02

Same kind and quality replacement

No stress, no guesswork — just the jewelry you love

03

Free, no-obligation quote, $0 deductible option

A genuinely free quote with flexible deductibles.

04

Coverage for loss, theft and disappearance

No explanation, just missing. That’s covered too.

Jewelers Mutual® Personal Jewelry Insurance Advantages Include:

  1. 01 Replacement of lost jewelry with the same brand and type
  2. 02 Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance
  3. 03 Protection against theft, damage, accidental loss, and disappearance
  4. 04 Flexibility to work with ItsHot if you have a claim
  5. 05 Repair of damaged jewelry with the same level of quality as the original
  6. 06 Graduate Gemologists (GIA) with a passion for jewelry on staff

If you have any questions about Jewelers Mutual® Jewelry Insurance, please email personaljewelry@jminsure.com or call 888.884.2424. Jewelers Mutual Insurance Company has provided the content on this page.

About Jewelers Mutual

About Jewelers Mutual

For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don’t simply reflect light, they are reflections of you and of life’s most important moments. When you’re covered by Jewelers Mutual, you have the ability to wear your jewelry without apprehension.

100+

Years of protection

Travel-ready

Worldwide Coverage

On staff

Graduate Gemologists

Last step

Protect what you love

Free quote — no obligation.

*Insurance not available in Quebec. Must be at least 18 years of age to apply for insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. ItsHot is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select. By clicking the link above — “Learn more and get a free quote” — you authorize Jewelers Mutual to use a secure system to retrieve and save details of this purchase from ItsHot for the purpose of calculating an insurance quote. Retrieved information may include your name and address.

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