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Affirm Jewelry and Watches Financing

Pay over time for your jewelry purchase

Buy now, pay later jewelry, watches and more with Affirm. ItsHot.com has teamed up with Affirm to offer easy financing - without a catch. Enjoy no hidden fees, no late fees, no compound interest, and as low as 0% APR.There are no gimmicks such as deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay.

Prequalify Now

Affirm limited-time offer

For a limited time only get 0% APR for 6 months financing. Buy now get 0% APR for 6 months. Affirm designed its loans to offer you flexibility and control over your budget. Choose 3, 6, or 12 monthly payments. Affirm offers rates from 0% to 30% APR. Actual rates will be shown at checkout. Affirm will finance from $50 and up to $30,000 USD for qualified applicants.

Quick and Easy Account Creation

Quick and Easy Account Creation

Your Affirm account is created using your name, email, mobile phone number, birthday, and last 4 digits of SSN.This combination helps Affirm verify and protect your identity.

Real People, Real Support

Real People, Real Support

Affirm has a dedicated team in San Francisco at Affirm HQ,ready to answer your questions and help out however they can.For more information contact Affirm at help@affirm.com or by calling 855-423-3729.

SIMPLE CHECKOUT

Enter your own information to help Affirm verify your identity and provide an instant loan decision.

SAFE & SECURE

To prevent unauthorized use of your account, Affirm confirms every transaction and login with a pin so your account can stay safe.

YOU'RE IN CONTROL

Pick a loan that fits your budget. Pay over time at affirm.com/pay or enable autopayments anytime.

INSTANT APPROVAL

Your loan is complete and the store can process your order automatically. Affirm will send loan confirmation and payment reminds via via text and email.

Questions and Answers

What are the Affirm purchase limits?
  • The highest cart allowable is $30,000 USD. Affirm will finance up to $20,000 USD for qualified applicants, and the customer would then be responsible for the remaining $10,000 USD with a downpayment.
  • For any purchase over $30,000, Affirm won’t be available as a payment option.
  • The lowest purchase amount available or cart floor for all Affirm purchases is $50 USD, as in, Affirm won’t be available as a payment method for carts less than $50 USD.
What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number,birthday and last 4 digits of SSN. Affirm requires that this information must belong to you and no other individual and helps Affirm verify and protect your identity
How may Affirm impact my credit score?
These things will not affect your credit score: creating an Affirm account, seeing if you prequalify and for what amount and applying for a loan through Affirm. So you can see exactly how much you’re approved for without any impact on your credit score. These things might affect your credit score: your payment history, how much credit you've used, how long you've had credit, how many loan and credit card accounts you've currently opened
Why was I prompted for a checking account?
Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account, helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials ­ they simply pass them on via a secure service to link your checking account
Why was I prompted to pay a downpayment with a debit card?
Affirm isn’t always able to approve financing for the full amount of a purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete it.
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