Acima Jewelry Financing


With a lease to own program from ACIMA, you can lease your gold and fine diamond jewelry from ItsHot and then pay for them over time, even if you have bad or no credit at all (please note at this time program is only open to US residents except in Wyoming, New Jersey, Minnesota, and Wisconsin). Best of all, you will only pay $70 at checkout. ACIMA offers 90-day early purchase option. Applying takes only a minute and will not impact your FICO score. Click below to see if you qualify for lease to own financing from ACIMA. Upon Approval, ItsHot will contact you to finalize your transaction or you can proceed to checkout and select Acima payment option.

Get pre-approved now

Get pre-approved

Complete ACIMA's application by clicking the button below and receive an instant decision.

Go Shopping!

Select the items that you want from our website within your ACIMA spending limit.

Checkout with ACIMA

Proceed to checkout and select Acima payment method or call us at 1-212-398-3123 to speak with a personal jeweler to finalize your transaction with only $70 down.

Pay over time

We will send your merchandise to you via FedEx for you to enjoy while you make scheduled payments.

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