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Lease Jewelry and Watches

Flexible alternative to traditional consumer lending has teamed up with Acima to offer an easy gold and fine alternative to financing and allow customers to shop now and pay later even if they have bad or no credit at all. Acima Leasing is a lease-to-own service that allows you to pay over time without impacting your credit. Acima’s No Credit Options provides a lease option where eligibility is not based solely on credit, so you can pick out the merchandise you need and take it home today. And you don’t have to make a big upfront payment or a long-term commitment. Upon approval, ItsHot will contact you to finalize your transaction or you can proceed to checkout and select the Acima payment option.

Apply Now

Acima Offer

  • Acima will finance from $300 and up to $4,000 USD for qualified applicants
  • Choose 12, 18, or 24 monthly payments
  • Acima offers rates from 0% to 65% APR.
  • Make an initial payment — usually between $0 and $70
  • Acima also typically offers its best early purchase option within the first 90 days of the lease-agreement. If you choose this option, Acima says you’ll pay the “Acima cash price” for the merchandise as well as your initial payment and a purchase fee. The purchase fee varies by state, but the company says it’s typically $25.
  • Actual rates will be shown at checkout.
  • At this time program is only open to US residents except in Wyoming, New Jersey, Minnesota, and Wisconsin.
Quick and Easy Account Creation

Quick and Easy Account Creation

  • Applying takes only a minute and will not impact your FICO score.
  • Your Acima account is created using your name, email, and mobile phone number.
  • Have an active checking account with at least $750 of income per month.
  • Have at least three months of income history with your current source of income.
  • Have a government-issued photo ID and an SSN or Taxpayer Identification Number
  • Fill out the application and Acima will let you know within seconds if you’re approved!
Real People, Real Support

Real People, Real Support

Acima has a dedicated team, ready to answer your questions and help out however they can. For more information contact Acima via chat at or by calling 801-297-1982.


Complete ACIMA's application by clicking the button below and receive an instant decision.


Proceed to checkout and select Acima payment method or call us at 1-212-398-3123 to speak with a personal jeweler to finalize your transaction with only a $70 initial payment.


We’ll provide a lease agreement of 12 months or longer for you to review and sign.


We will send your merchandise to you via FedEx for you to enjoy while you make scheduled payments.